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BIDDER CHARGE BACKS: Bidders agree to pay all costs related to any "charge back" by banks and/or credit card companies, including fees, processing charges, collection cost, attorney and court costs

The key here is Ratchet is able to return an artifact, and because its backside is legendary, you are able to kill it using the legend rule and then return it again

The card maintains that potential in the right Cube, and its also useful in casual Commander as a cheapish way to draw a card and reset a graveyard, be it yours or somebody elses

Cloud is a little high up the curve to really abuse unless you are green and using mana boost effects

Youd be able to dust a mythic for the maximum amount of crafting currency and then make the cards that you actually want